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Which Number Really Matters for Your Business Loan: SSN, FEIN, or D-U-N-S?

Which Number Really Matters for Your Business Loan: SSN, FEIN, or D-U-N-S?

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by Debra Schweikowsky | December 31, 2025 Business owners often ask why they need to use their Social Security Number (SSN) when they have a Federal Employer Identification Number (FEIN) or a D-U-N-S number when applying for a business…
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Florida SBDC Network

The Florida SBDC at the University of South Florida is a member of the Florida SBDC Network, a statewide partnership program nationally accredited by the Association of America’s SBDCs and funded in part by the U.S. Small Business Administration, Department of Defense, State of Florida, and other private and public partners, with the University of West Florida serving as the network’s headquarters. Full funding disclosure available at www.floridasbdc.org/funding-disclosures/. Florida SBDC services are extended to the public on a nondiscriminatory basis. Language assistance services are available for individuals with limited English proficiency.

All opinions, conclusions, and/or recommendations expressed herein are those of the author(s) and do not necessarily reflect the views of the SBA or other funding partners.

Reasonable accommodations for persons with disabilities and/or limited English proficiency will be made if requested at least two weeks in advance. To request accommodation or language assistance, please contact Nelson Reyes, nreyes@usf.edu, 813.396.2700.

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State Designated as Florida’s Principal Provider of Business Assistance [§ 288.01, Fla. Stat.]